/* Homepage-only reconstruction. Original Effra weights, isolated from all inner pages. */
@font-face{font-family:Effra Home;src:url('assets/fonts/EffraCorp-Light.ttf') format('truetype');font-weight:300;font-style:normal;font-display:swap}
@font-face{font-family:Effra Home;src:url('assets/fonts/EffraCorp-Regular.ttf') format('truetype');font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:Effra Home;src:url('assets/fonts/EffraCorp-Medium.ttf') format('truetype');font-weight:500;font-style:normal;font-display:swap}
@font-face{font-family:Effra Home;src:url('assets/fonts/EffraCorp-Bold.ttf') format('truetype');font-weight:700;font-style:normal;font-display:swap}
.home-refined{font-family:'Effra Home',Arial,sans-serif;font-size:16px;font-weight:400;color:#111;--orange:#ff8200;--h-green:#a4c519;--h-teal:#32766c;--h-ease:cubic-bezier(.25,1,.3,1);-webkit-font-smoothing:antialiased}
.home-refined button,.home-refined input,.home-refined select{font-family:inherit}.home-refined strong,.home-refined b{font-weight:700}.home-refined h1,.home-refined h2,.home-refined h3,.home-refined p{letter-spacing:0}.home-refined #header{box-shadow:0 4px 18px #00000006}.home-refined .utility{background:#f0f0f0}.home-refined .utility-inner{width:91%;max-width:1440px;height:32px;gap:20px}.home-refined .utility-links{gap:28px;align-items:center}.home-refined .utility-links>a{font-size:12px;line-height:1;color:#444;white-space:nowrap}.home-refined .utility-links>a:hover,.home-refined .utility-links .h-help-link{color:var(--orange)}.home-refined .grid-button{display:none}.home-refined .country{font-size:12px;gap:10px;color:#444;padding:0}.h-chevron{width:4px;height:4px;border:solid currentColor;border-width:0 1px 1px 0;transform:rotate(45deg);margin-left:3px}.h-mobile-country{display:none}.home-refined .main-nav{height:56px;width:100%;max-width:1600px;margin:auto;gap:0}.h-logo{flex:0 0 13.5%;padding:0 16px;display:flex;align-items:center}.h-logo img{width:145px;height:auto;object-fit:contain}.home-refined #desktopNav{margin:0;gap:0;align-items:stretch;height:100%;flex:1}.home-refined .nav-group{position:relative;padding:0 15px;gap:0}.home-refined .nav-group>a{padding:0;font-size:15px;display:flex;align-items:center;height:100%;line-height:1;position:relative}.home-refined #desktopNav .nav-group button{font-size:10px;padding:0 0 0 4px;width:12px;border:0;opacity:0;transition:opacity .2s}.home-refined .nav-group:hover button,.home-refined .nav-group:focus-within button{opacity:1}.home-refined .nav-group:has(>a[aria-current]):after{content:'';position:absolute;bottom:0;left:0;right:0;height:4px;background:var(--orange)}.home-refined .nav-group>a[aria-current]{color:#111}.home-refined .nav-actions{height:100%;gap:0}.home-refined .bank-button{height:100%;padding:0 15px;background:var(--orange);color:white;border:0;display:flex;gap:6px;align-items:center;font-size:15px;white-space:nowrap}.home-refined .bank-button svg,.home-refined .menu-button svg{fill:none;stroke:currentColor;stroke-width:1.3}.home-refined .bank-button:hover{background:#c87229}.home-refined .search-button{height:100%;width:160px;background:#f0f0f0;display:flex;align-items:center;justify-content:space-between;padding:0 12px;font-size:15px}.home-refined .search-button svg{width:18px;height:18px}.home-refined .menu-button{display:none}.home-refined .nav-panel{top:100%;max-height:calc(100dvh - 88px);border-top:0}.home-refined .panel-content{padding:30px 0 35px}.home-refined .panel-content h3{font-size:28px;font-weight:300;letter-spacing:0}.home-refined .panel-grid a{font-size:16px;padding:15px 20px;background:#f6f6f6}.home-refined .panel-grid a:hover{background:#f5e8db;color:#a74c08}.home-refined .panel-content{animation:h-menu-in .3s var(--h-ease)}@keyframes h-menu-in{from{opacity:0;transform:translateY(-10px)}to{opacity:1;transform:translateY(0)}}
.h-container{width:88%;max-width:1230px;margin:0 auto}.h-hero{height:46.25vw;max-height:800px;position:relative;overflow:hidden;background:#f1f1f1;touch-action:pan-y;isolation:isolate}.h-hero-images,.h-hero-image{position:absolute;inset:0;overflow:hidden}.h-hero-image{visibility:hidden;z-index:0}.h-hero-image.is-active{visibility:visible;z-index:1}.h-hero-image.is-entering{visibility:visible;z-index:2}.h-hero-image img{width:100%;height:100%;object-fit:cover;object-position:center}.h-hero-image.is-shaded:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,#0005,transparent 75%)}.h-slant{width:10px;height:400px;position:absolute;background:#e88b2e;top:-13%;left:0;transform:rotate(40deg);z-index:4;pointer-events:none}.h-hero-caption{position:absolute;left:10%;top:21%;width:55%;z-index:5;color:#111}.h-hero[data-theme=light] .h-hero-caption{color:white}.h-hero h1{font-weight:300;font-size:clamp(34px,3.33333vw,62px);line-height:.98;margin:0 0 22px;letter-spacing:-.5px}.h-hero h1 strong{font-weight:700}.h-hero h1 .h-amex-title{font-size:.58em;line-height:1.2;display:inline-block;margin-top:12px}.h-hero-caption>p{font-size:clamp(14px,1.11111vw,18px);line-height:1.75;max-width:500px;margin:0 0 22px;font-weight:400}.h-hero[data-compact=true] .h-hero-caption>p{font-size:12px;max-width:450px}.h-accent{color:#e88b2e}.h-button{border:1px solid currentColor;display:inline-flex;align-items:center;justify-content:center;font-size:15px;line-height:1;padding:10px 14px;min-height:38px;position:relative;overflow:hidden;isolation:isolate;background:transparent;text-transform:none;font-weight:400;transition:color .25s,border-color .25s}.h-button:before{content:'';position:absolute;inset:0;transform:translateX(-101%);background:var(--orange);z-index:-1;transition:transform .4s var(--h-ease)}.h-button:hover,.h-button:focus-visible{border-color:var(--orange);color:white}.h-button:hover:before,.h-button:focus-visible:before{transform:translateX(0)}.h-hero[data-filled=true] .h-button{background:var(--orange);border-color:var(--orange);color:white}.h-hero-navigation{position:absolute;left:10%;right:10%;bottom:11%;z-index:6;display:flex;justify-content:space-between;align-items:center}.h-progress-dots{display:flex;gap:10px;align-items:center}.h-progress-dots button{width:31px;height:22px;border:0;padding:0;position:relative;background:transparent;overflow:hidden}.h-progress-dots button:before{content:'';position:absolute;left:0;right:0;top:10px;height:4px;background:#ffffffbb;box-shadow:0 0 1px #0004}.h-progress-dots button i{position:absolute;left:0;top:10px;width:100%;height:4px;background:var(--orange);transform:scaleX(0);transform-origin:left;z-index:1}.h-hero[data-theme=dark] .h-progress-dots button:before{background:#adadad70}.h-playback{display:flex;align-items:center;gap:9px;color:white;opacity:0;transition:opacity .25s}.h-hero:hover .h-playback,.h-hero:focus-within .h-playback{opacity:1}.h-playback button{height:28px;min-width:28px;padding:0;font-size:28px;line-height:1;background:#0003;color:white}.h-playback svg{width:18px;height:18px;fill:none;stroke:currentColor;stroke-width:1.5;vertical-align:middle}.h-hero[data-theme=dark] .h-playback{color:#222}.h-sr-only{position:absolute;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}
.h-quick{width:90%;max-width:none;margin:-37px auto 0;position:relative;z-index:7;filter:drop-shadow(0 20px 20px #0000000b)}.h-quick-track{display:flex;overflow:hidden;background:var(--h-green);clip-path:polygon(0 0,100% 0,97.5% 100%,0 100%)}.h-quick a{flex:0 0 25%;min-width:0;padding:19px 30px 23px;display:flex;flex-direction:column;border-right:1px solid #ffffff70;min-height:160px;color:#070707;position:relative;transition:background .35s}.h-quick a:last-child{padding-right:55px;border:0}.h-quick a:hover{background:#bbcf5a}.h-quick img{height:43px;width:45px;object-fit:contain;object-position:left;margin-bottom:12px;transition:transform .4s var(--h-ease)}.h-quick a:hover img{transform:translateY(-4px)}.h-quick strong{font-size:17px;line-height:1.25;margin-bottom:4px}.h-quick a>span{font-size:15px;line-height:1.25;max-width:250px}.h-news{margin-top:28px;background:#faf1eb}.h-news-inner{height:36px;display:flex;position:relative;align-items:center;padding-left:10%;overflow:hidden}.h-news strong{flex:0 0 140px;font-size:12px;color:#444;font-weight:400;z-index:2;background:#eee;height:36px;display:grid;place-items:center;margin-left:-10vw;padding-left:10vw;box-sizing:content-box}.h-news-slash{height:46px;width:7px;transform:rotate(30deg);background:#e88a3d;z-index:3;flex-shrink:0;margin:0 14px 0 -3px}.h-news-window{overflow:hidden;flex:1}.h-news-track{display:flex;gap:65px;width:max-content;animation:h-ticker 55s linear infinite}.h-news-track a{font-size:12px;color:#444;text-transform:uppercase;white-space:nowrap}.h-news-window:hover .h-news-track,.h-news-window:focus-within .h-news-track{animation-play-state:paused}@keyframes h-ticker{to{transform:translateX(-50%)}}.h-stripe{height:6px;background:linear-gradient(90deg,#294f84 35%,#b8422a 35%,#b8422a 65%,#a5bd3c 65%,#a5bd3c 85%,#dc8439 85%,#dc8439 95%,#39766d 95%)}
.h-section-intro{text-align:center}.h-section-intro h2{font-weight:300;font-size:clamp(28px,2.2222vw,36px);line-height:1.15;margin:0 0 12px}.h-section-intro h2 strong{font-weight:700}.h-section-intro>p{font-size:15px;line-height:1.5;max-width:720px;margin:0 auto}.h-ways{padding:43px 0 116px;background:#eee}.h-carousel-shell{position:relative}.h-way-viewport{overflow:hidden;max-width:100%;margin:36px auto 0}.h-way-track{display:flex;transition:transform .65s var(--h-ease);will-change:transform}.h-way{flex:0 0 calc(100% / 6);position:relative;isolation:isolate;display:flex;flex-direction:column;justify-content:center;align-items:center;gap:12px;height:200px;color:#111;overflow:hidden}.h-way-photo{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;filter:brightness(.56);clip-path:circle(0% at 50% 50%);transition:clip-path .5s var(--h-ease);z-index:-1}.h-way-icon{height:80px;width:80px;display:flex;align-items:center;justify-content:center;transition:transform .3s var(--h-ease)}.h-way-icon svg{max-height:80px;max-width:70px;width:auto}.h-way-label{font-size:13px;line-height:1.35;text-align:center;max-width:115px;transition:color .25s}.h-way:hover .h-way-photo,.h-way:focus-visible .h-way-photo{clip-path:circle(125% at 50% 50%);transition-duration:1s}.h-way:hover .h-way-icon,.h-way:focus-visible .h-way-icon{transform:scale(1.12)}.h-way:hover .h-way-label,.h-way:focus-visible .h-way-label{color:white}.h-way:hover svg [fill="#444444"],.h-way:focus-visible svg [fill="#444444"]{fill:white}.h-carousel-arrow{position:absolute;top:50%;transform:translateY(-50%);width:32px;height:42px;z-index:5;color:#444;display:grid;place-items:center;padding:0;border:0}.h-carousel-arrow svg{width:24px;height:24px;fill:none;stroke:currentColor;stroke-width:1.4;transition:transform .25s}.h-carousel-arrow:hover{color:var(--orange)}.h-carousel-arrow:hover svg{transform:translateX(-3px)}.h-prev{left:-42px}.h-next{right:-42px}.h-next svg{transform:rotate(180deg)}.h-next:hover svg{transform:rotate(180deg) translateX(-3px)}
.h-calculator{padding:60px 0 64px;background:#141414;color:white}.h-calculator-heading{display:flex;justify-content:space-between;align-items:flex-end;gap:40px;margin-bottom:40px}.h-calculator-heading h2{font-size:clamp(36px,3.33vw,52px);font-weight:300;line-height:1.12;margin:0 0 18px}.h-calculator-heading h2>span{color:var(--orange)}.h-calculator-heading p{color:#b4b4b4;font-size:16px;line-height:1.65;margin:0}.h-calculator-heading>small{font-size:12px;color:#c6c6c6;white-space:nowrap;padding-bottom:4px}.h-calculator-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.h-salary-card{background:#202020;border-radius:24px;padding:40px;display:flex;flex-direction:column;min-height:400px;border-top:1px solid #ffffff04}.h-salary-card>label{display:flex;align-items:center;gap:14px;font-size:15px;margin:0 0 25px}.h-salary-card>label>span{color:var(--orange);font-size:13px}.h-salary-card i,.h-result-copy i{display:inline-block;width:25px;height:1px;background:#ffffff38}.h-salary-field{display:flex;align-items:center;border:2px solid #383838;border-radius:14px;padding:15px 20px;transition:border-color .25s}.h-salary-field:focus-within{border-color:var(--orange)}.h-salary-field>span{font-size:29px;font-weight:700;color:var(--orange)}.h-salary-field input{min-width:0;width:100%;border:0;background:none;color:white;font-size:32px;font-weight:500;outline:0;padding:0 10px;font-family:inherit;appearance:textfield}.h-salary-field input::-webkit-inner-spin-button{appearance:none}.h-input-hint{font-size:12px;color:#aaa;margin:12px 0 40px}.h-salary-card>button{background:var(--orange);color:white;border-radius:13px;padding:17px 20px;width:100%;font-size:15px;display:flex;justify-content:center;gap:15px;margin-top:auto;transition:background .3s,transform .3s}.h-salary-card>button:hover{background:#ef9546;transform:translateY(-2px)}.h-calc-benefits{display:flex;justify-content:space-between;gap:10px;font-size:12px;color:#bbb;margin-top:22px}.h-result-card{background:linear-gradient(115deg,#d58a45,#b86b2c);border-radius:24px;padding:40px;display:flex;align-items:center;gap:30px}.h-gauge{position:relative;flex:0 0 39%;max-width:190px;aspect-ratio:1}.h-gauge svg{width:100%;height:100%;transform:rotate(-90deg);fill:none;stroke-width:12}.h-gauge circle{stroke:#ffffff38}.h-gauge circle.h-gauge-progress{stroke:white;stroke-dasharray:320.45;stroke-dashoffset:160.225;transition:stroke-dashoffset 1s var(--h-ease)}.h-gauge>div{position:absolute;inset:0;display:flex;align-items:center;justify-content:center;flex-direction:column}.h-gauge strong{font-size:36px;line-height:1.1}.h-gauge span{font-size:12px;margin-top:5px}.h-result-copy{flex:1;min-width:0}.h-result-copy>p{display:flex;align-items:center;gap:12px;font-size:12px;white-space:nowrap;margin:0 0 28px}.h-result-copy>strong{font-size:40px;line-height:1.1;display:block;overflow-wrap:anywhere;font-weight:700;letter-spacing:-1px}.h-result-copy>small{display:block;font-size:13px;line-height:1.5;margin:16px 0 22px}.h-result-copy>a{display:inline-flex;gap:10px;align-items:center;background:#202020;border-radius:13px;color:white;padding:15px 18px;font-size:14px;white-space:nowrap}.h-result-copy>a:hover{background:#111}
.h-services{padding:60px 0 56px}.h-services-viewport{margin-top:35px;overflow:hidden}.h-services-track{display:flex;gap:24px;transition:transform .65s var(--h-ease);will-change:transform}.h-service-card{flex:0 0 calc((100% - 48px)/3);height:350px;position:relative;background-image:var(--card-image);background-size:cover;background-position:center;display:flex;align-items:flex-end;padding:15px;outline-offset:-3px;overflow:hidden}.h-service-glass{height:132px;width:100%;padding:18px;background:radial-gradient(97.57% 210.75% at .9% 2.98%,#fff,#ffffff99);backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);transition:height .4s var(--h-ease);overflow:hidden}.h-service-reveal{transform:translateY(2px);transition:transform .6s var(--h-ease)}.h-service-reveal img{height:42px;width:45px;object-fit:contain;object-position:left;margin-bottom:12px}.h-service-reveal h3{font-size:18px;font-weight:500;line-height:1.25;margin:0 0 12px;color:var(--h-teal)}.h-service-reveal p{font-size:15px;line-height:1.4;margin:0 0 15px;opacity:0;transform:translateY(22px);transition:opacity .4s var(--h-ease),transform .6s var(--h-ease)}.h-service-reveal .h-button{color:#111;font-size:14px;opacity:0;transform:translateY(22px);transition:opacity .4s var(--h-ease),transform .6s var(--h-ease)}.h-service-reveal .h-button:hover{color:white}.h-service-card:hover .h-service-glass,.h-service-card:focus-within .h-service-glass,.h-service-card.is-open .h-service-glass{height:255px}.h-service-card:hover .h-service-reveal p,.h-service-card:hover .h-button,.h-service-card:focus-within .h-service-reveal p,.h-service-card:focus-within .h-button,.h-service-card.is-open .h-service-reveal p,.h-service-card.is-open .h-button{opacity:1;transform:none}.h-service-dots{display:flex;justify-content:center;gap:9px;margin-top:23px}.h-service-dots button{width:40px;height:20px;padding:0;border:0;background:none;position:relative}.h-service-dots button:before{content:'';height:2px;position:absolute;top:9px;left:0;right:0;background:#ccc;transition:background .25s,height .25s}.h-service-dots button[aria-pressed=true]:before{background:var(--h-teal);height:4px;top:8px}
.h-closa{height:400px;position:relative;overflow:hidden;max-width:1600px;margin:auto}.h-closa-image{position:absolute;right:0;top:0;bottom:0;width:62%;background:url('assets/home/closa.jpeg') center/cover no-repeat;transition:transform 1.2s var(--h-ease)}.h-closa:hover .h-closa-image{transform:scale(1.025)}.h-closa-copy{width:45%;height:100%;position:relative;clip-path:polygon(0 0,100% 0,90% 100%,0 100%);background:var(--orange);display:flex;align-items:center;padding:35px 7% 35px 10%;isolation:isolate}.h-closa-copy:before{position:absolute;inset:0 10px 0 0;content:'';clip-path:polygon(0 0,100% 0,90% 100%,0 100%);background:var(--h-green);z-index:-1}.h-closa-copy p{font-size:24px;line-height:1.15;color:white;font-weight:700;margin:0 0 3px}.h-closa-copy h2{font-size:45px;font-weight:700;color:white;line-height:1;margin:0 0 5px}.h-closa-copy h3{font-size:29px;line-height:1;font-weight:400;margin:0 0 18px}.h-closa-copy .h-closa-description{font-weight:400;font-size:15px;color:#111;line-height:1.5;margin:0 0 22px;max-width:300px}.h-explore{padding:60px 0}.h-explore-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:25px;margin-top:35px}.h-explore-card{position:relative;overflow:hidden;height:370px;background:#ddd}.h-explore-card>img{height:100%;width:100%;object-fit:cover;transition:transform 1s var(--h-ease)}.h-explore-card:hover>img{transform:scale(1.04)}.h-explore-card>div{position:absolute;inset:auto 0 0;background:#ffffffed;padding:22px 24px;transform:translateY(90px);transition:transform .6s var(--h-ease);min-height:215px}.h-explore-card h3{font-size:21px;color:var(--h-teal);font-weight:500;margin:0 0 12px;line-height:1.2}.h-explore-card p{font-size:15px;line-height:1.4;margin:0 0 18px;opacity:0;transition:opacity .5s}.h-explore-card .h-button{font-size:14px}.h-explore-card:hover>div,.h-explore-card:focus-within>div{transform:translateY(0)}.h-explore-card:hover p,.h-explore-card:focus-within p{opacity:1}.h-helpful{padding:35px 0;background:#eee}.h-helpful h2{font-size:23px;font-weight:400;margin:0 0 25px}.h-helpful .h-container>div{display:flex;justify-content:space-between;gap:20px;overflow:auto}.h-helpful a{font-size:14px;white-space:nowrap;position:relative;padding:0 20px 0 0;border-right:1px solid #ccc}.h-helpful a:last-child{border:0;padding-right:0}
.home-refined footer .wrap{width:88%;max-width:1230px}.home-refined .footer-grid{gap:40px;padding:45px 0}.home-refined .footer-grid h4{font-size:14px;letter-spacing:0;font-weight:700;margin-bottom:15px}.home-refined .footer-grid a{font-size:13px;color:#444;padding:4px 0;line-height:1.5}.home-refined .footer-grid a:hover{color:var(--orange)}.home-refined .footer-bottom .logo{font-size:30px}.home-refined .footer-bottom{padding:25px 0;gap:24px}.home-refined .copyright{font-size:11px;color:#777}.home-refined .chat-toggle{font-size:14px;border-radius:0 28px 28px 28px;padding:12px 18px;bottom:8px;right:18px;box-shadow:none}.home-refined .chat-toggle>span{display:none}.home-refined .back-top{right:30px;bottom:100px;width:36px;height:40px;font-size:24px;box-shadow:0 4px 25px #0002}.home-refined .cookie-banner{left:auto;right:20px;bottom:20px;width:365px;border:0;border-radius:6px;padding:24px;box-shadow:0 4px 35px #0003}.home-refined .cookie-banner h3{font-size:18px;font-weight:500}.home-refined .cookie-banner p{font-size:14px;line-height:1.6;color:#444}.home-refined .cookie-banner button{font-size:13px;min-height:42px}.home-refined .chat-panel{bottom:65px}.h-footer-contact{border-top:1px solid #eee;padding:25px 0;display:flex;align-items:center;justify-content:space-between;font-size:14px;color:#444}.h-footer-contact a{display:flex;align-items:center;gap:12px}.h-footer-contact strong{font-size:18px;color:var(--h-teal)}.h-footer-social{display:flex;align-items:center;gap:15px}.h-footer-social a{font-size:15px;letter-spacing:.2px}.home-refined .footer-grid .h-footer-toggle{display:none}.h-inview{animation:h-section-in .8s var(--h-ease) both}@keyframes h-section-in{from{opacity:0;transform:translateY(24px)}to{opacity:1;transform:translateY(0)}}
@media(min-width:1600px){.home-refined .main-nav{max-width:none}.home-refined .h-logo{flex-basis:13.5%;padding-left:4%}.home-refined .h-logo img{width:165px}.home-refined .nav-group{padding:0 20px}.home-refined .search-button{width:190px}.home-refined .bank-button{padding:0 28px}.home-refined .main-nav{height:65px}.home-refined .utility-inner{height:37px}.h-hero{height:46.25vw}.h-quick{margin-top:-42px}}
@media(max-width:1190px){.home-refined .nav-group{padding:0 9px}.home-refined .nav-group>a{font-size:14px}.home-refined #desktopNav .nav-group button{display:none}.home-refined .search-button{width:110px}.home-refined .bank-button{font-size:13px;padding:0 12px}.home-refined .utility-links{gap:19px}.home-refined .utility-links>a{font-size:11px}.h-quick a{padding:18px 22px}.h-quick strong{font-size:16px}.h-quick a>span{font-size:14px}.h-result-card{padding:30px;gap:22px}.h-result-copy>p{font-size:11px;gap:8px}.h-result-copy i{width:15px}.h-result-copy>strong{font-size:34px}.h-salary-card{padding:30px}.h-service-reveal h3{font-size:17px}.h-service-reveal p{font-size:14px}.h-closa-copy{padding-left:8%}}
@media(max-width:991px){.home-refined .utility-inner{width:96%;height:36px}.home-refined .utility-links{display:none}.home-refined .grid-button{display:block;padding:0}.home-refined .grid-button svg{width:22px;height:22px;fill:none;stroke:currentColor;stroke-width:1.5}.home-refined .country-label{display:none}.h-mobile-country{display:inline}.home-refined .main-nav{height:55px;padding:0 20px}.home-refined .h-logo{flex:1;padding:0}.h-logo img{width:110px}.home-refined #desktopNav{display:none}.home-refined .nav-actions{gap:16px}.home-refined .bank-button{order:-1;height:34px;border:1px solid var(--orange);background:white;color:var(--orange);padding:0 8px;font-size:14px}.home-refined .search-button{width:22px;background:none;padding:0}.home-refined .search-button>span{display:none}.home-refined .search-button svg{width:22px;height:22px}.home-refined .menu-button{display:flex;align-items:center;gap:10px;font-size:14px;padding:0}.home-refined .menu-button svg{width:22px;height:22px}.home-refined .nav-panel{max-height:calc(100dvh - 91px)}.h-hero{height:650px;max-height:none;overflow:hidden}.h-hero-images{height:33.5vw;min-height:230px}.h-hero-caption{left:7%;top:max(260px,36vw);width:86%;text-align:center;color:#111!important}.h-hero h1{font-size:32px;line-height:1;letter-spacing:0}.h-hero-caption>p{font-size:16px;line-height:1.5;margin:0 auto 24px;max-width:530px}.h-hero-caption>p br{display:none}.h-hero{background:white}.h-hero-navigation{top:calc(33.5vw - 45px);bottom:auto;left:10%;right:10%}.h-hero-caption .h-button{color:#111}.h-hero[data-theme=dark] .h-progress-dots button:before{background:#fff}.h-playback{opacity:1}.h-slant{height:250px;top:-55px}.h-quick{margin-top:-20px}.h-quick-track{clip-path:none;overflow-x:auto;scroll-snap-type:x mandatory;scrollbar-width:none}.h-quick a{flex-basis:50%;scroll-snap-align:start;min-height:150px;padding:20px}.h-quick a:last-child{padding:20px}.h-quick a>span{max-width:290px}.h-way{flex-basis:25%}.h-ways{padding-bottom:95px}.h-container{width:86%}.h-prev{left:-32px}.h-next{right:-32px}.h-calculator-grid{grid-template-columns:1fr 1fr;gap:18px}.h-calculator-heading{gap:25px;align-items:flex-start;flex-direction:column;margin-bottom:30px}.h-calculator-heading h2{font-size:38px}.h-calculator-heading p br{display:none}.h-salary-card{padding:25px;min-height:370px}.h-calc-benefits{font-size:10px;gap:6px;flex-wrap:wrap}.h-result-card{padding:25px;flex-direction:column;align-items:flex-start;gap:20px}.h-gauge{width:120px;flex-basis:auto;align-self:center}.h-gauge strong{font-size:28px}.h-result-copy{width:100%;text-align:center}.h-result-copy>p{justify-content:center;margin-bottom:14px}.h-result-copy>small{font-size:12px}.h-result-copy>a{font-size:13px;padding:12px 15px}.h-services-track{gap:18px}.h-service-card{flex-basis:calc((100% - 18px)/2);height:350px}.h-closa-copy{width:50%;padding-left:7%;padding-right:7%}.h-closa-image{width:58%}.h-explore-grid{gap:15px}.h-explore-card{height:350px}.h-explore-card>div{padding:18px;min-height:235px;transform:translateY(100px)}.h-explore-card h3{font-size:19px}.h-explore-card p{font-size:14px}.home-refined .footer-grid{gap:25px}.home-refined .footer-grid h4{font-size:12px}.home-refined .footer-grid a{font-size:12px}.h-footer-contact{font-size:12px;gap:20px}.h-footer-contact strong{font-size:15px}}
@media(max-width:600px){.home-refined .main-nav{height:52px;padding:0 15px}.home-refined .utility-inner{height:30px}.home-refined .country .flag{display:none}.home-refined .h-logo img{width:100px}.home-refined .nav-actions{gap:13px}.home-refined .bank-button{font-size:11px;padding:0 7px;height:31px;gap:3px}.home-refined .bank-button svg{width:12px}.home-refined .menu-button{font-size:0;gap:0}.home-refined .menu-button svg{width:21px}.home-refined .search-button{width:21px}.home-refined .nav-panel{max-height:calc(100dvh - 82px)}.home-refined .panel-grid{grid-template-columns:1fr 1fr}.home-refined .panel-grid a{font-size:14px;padding:12px}.h-hero{height:570px}.h-hero-images{height:220px;min-height:0}.h-hero-image img{object-fit:cover;object-position:62% center}.h-slant{height:180px;width:6px;top:-40px}.h-hero-caption{top:245px;left:6%;width:88%}.h-hero h1{font-size:30px;line-height:1.04;margin-bottom:18px}.h-hero-caption>p{font-size:14px;line-height:1.6;max-width:330px;margin-bottom:20px}.h-hero h1 .h-amex-title{font-size:.65em}.h-hero[data-compact=true] .h-hero-caption>p{font-size:11px}.h-hero[data-compact=true] h1{font-size:26px}.h-hero-navigation{top:177px;left:7%;right:7%;height:26px}.h-progress-dots{gap:8px}.h-progress-dots button{width:23px}.h-progress-dots button:before,.h-progress-dots button i{height:3px}.h-playback{gap:5px}.h-playback button{height:25px;min-width:22px;font-size:23px}.h-playback svg{width:14px}.h-button{font-size:14px;min-height:35px;padding:9px 13px}.h-quick{width:92%;margin-top:-12px}.h-quick a{padding:17px;min-height:155px;flex-basis:72%}.h-quick a:last-child{padding:17px}.h-quick strong{font-size:17px}.h-quick a>span{font-size:14px}.h-quick img{width:37px;height:37px;margin-bottom:10px}.h-news{margin-top:24px}.h-news-inner{height:33px;padding-left:0}.h-news strong{flex-basis:95px;font-size:10px;margin-left:0;padding-left:0;height:33px}.h-news-track a{font-size:11px}.h-news-slash{height:40px;width:5px;margin-right:9px}.h-stripe{height:4px}.h-container{width:86%}.h-section-intro h2{font-size:27px;line-height:1.1;margin-bottom:14px}.h-section-intro>p{font-size:14px;line-height:1.5}.h-ways{padding:38px 0 45px}.h-way{flex-basis:50%;height:200px}.h-way-viewport{margin-top:20px}.h-way-icon{height:70px;width:70px}.h-way-icon svg{max-width:60px;max-height:70px}.h-way-label{font-size:13px}.h-prev{left:-26px}.h-next{right:-26px}.h-carousel-arrow{width:25px}.h-calculator{padding:40px 0}.h-calculator-heading h2{font-size:34px;line-height:1.05}.h-calculator-heading p{font-size:14px}.h-calculator-heading>small{font-size:11px}.h-calculator-grid{grid-template-columns:1fr;gap:18px}.h-salary-card{min-height:340px;padding:25px;border-radius:18px}.h-salary-card>label{font-size:14px;gap:10px;margin-bottom:20px}.h-input-hint{margin-bottom:35px;font-size:11px}.h-calc-benefits{font-size:10px;flex-wrap:nowrap}.h-result-card{padding:26px 22px;border-radius:18px;flex-direction:row;gap:20px;align-items:center;min-height:245px}.h-gauge{width:105px;flex:0 0 105px}.h-gauge strong{font-size:27px}.h-gauge span{font-size:9px}.h-result-copy{text-align:left}.h-result-copy>p{font-size:10px;gap:7px;white-space:normal;justify-content:flex-start;margin-bottom:15px}.h-result-copy i{display:none}.h-result-copy>strong{font-size:30px}.h-result-copy>small{font-size:11px;margin:12px 0}.h-result-copy>a{font-size:11px;padding:11px 12px;gap:6px;white-space:normal}.h-services{padding:42px 0 35px}.h-services-viewport{margin-top:27px}.h-services-track{gap:15px}.h-service-card{flex-basis:100%;height:370px}.h-service-glass{height:140px;padding:20px}.h-service-reveal h3{font-size:18px}.h-service-reveal p{font-size:15px}.h-service-card:hover .h-service-glass,.h-service-card:focus-within .h-service-glass,.h-service-card.is-open .h-service-glass{height:255px}.h-service-dots{gap:7px;margin-top:16px}.h-service-dots button{width:28px}.h-closa{height:520px;background:#f2f2f2}.h-closa-image{width:100%;height:260px;top:auto;bottom:0;background-position:center}.h-closa-copy{width:100%;height:280px;padding:30px 8%;clip-path:polygon(0 0,100% 0,100% 90%,0 100%)}.h-closa-copy:before{inset:0 0 8px;clip-path:polygon(0 0,100% 0,100% 90%,0 100%)}.h-closa-copy p{font-size:22px}.h-closa-copy h2{font-size:42px}.h-closa-copy h3{font-size:26px;margin-bottom:12px}.h-closa-copy .h-closa-description{font-size:14px;margin-bottom:15px;max-width:290px}.h-explore{padding:43px 0}.h-explore-grid{grid-template-columns:1fr;gap:24px;margin-top:27px}.h-explore-card{height:365px}.h-explore-card>div{min-height:210px;transform:translateY(0);padding:22px;background:#fffffff0}.h-explore-card p{opacity:1;font-size:14px}.h-explore-card h3{font-size:22px}.h-helpful{padding:30px 0}.h-helpful h2{font-size:22px}.h-helpful .h-container>div{display:flex;gap:18px;padding-bottom:8px}.h-helpful a{font-size:13px}.home-refined footer .wrap{width:86%}.home-refined .footer-grid{display:block;padding:25px 0}.home-refined .footer-grid>div{border-bottom:1px solid #eee;padding:0}.home-refined .footer-grid h4{display:none}.home-refined .footer-grid .h-footer-toggle{display:flex;justify-content:space-between;align-items:center;width:100%;padding:17px 0;font-size:14px;font-weight:500;text-align:left}.h-footer-toggle:after{content:'+';font-size:19px;font-weight:300}.h-footer-toggle[aria-expanded=true]:after{content:'−'}.home-refined .footer-grid a{display:none;font-size:13px;padding:5px 0 10px}.home-refined .footer-grid>div.is-expanded a{display:block}.h-footer-contact{flex-direction:column;align-items:flex-start;padding:20px 0;gap:20px}.home-refined .footer-bottom{flex-wrap:wrap;gap:14px;padding:20px 0}.home-refined .footer-bottom .logo{font-size:27px}.home-refined .footer-bottom>span{font-size:12px}.home-refined .copyright{font-size:10px;line-height:1.5}.home-refined .chat-toggle{font-size:12px;right:12px;bottom:10px;padding:11px 15px}.home-refined .back-top{bottom:76px;right:18px}.home-refined .cookie-banner{left:14px;right:14px;bottom:14px;width:auto;padding:22px}.home-refined .cookie-banner p{font-size:13px}.home-refined .cookie-banner h3{font-size:17px}}
@media(prefers-reduced-motion:reduce){.h-news-track{animation:none}.h-hero-image,.h-hero-caption>*{animation:none!important}.h-inview{animation:none}.h-services-track,.h-way-track{transition:none}.h-playback{opacity:1}}
.h-news-group{display:flex;gap:65px;align-items:center}.home-refined #desktopNav .nav-group .h-who-button{opacity:1;width:auto;padding:0;font-size:15px}.h-custom-brand{font-family:'Effra Home',sans-serif;font-weight:700;font-size:30px;color:#163358}.home-refined .h-logo:focus-visible{outline-offset:-3px}.home-refined .h-service-card:focus-visible{outline:2px solid var(--orange)}

@media(min-width:992px){.home-refined #desktopNav .nav-group{padding:0 12px}.home-refined #desktopNav .nav-group>button:not(.h-who-button){position:absolute;right:0;top:0;height:100%}.home-refined #desktopNav .nav-group .h-who-button{display:block}}

/* Reference-sized utility navigation and country dropdown. */
.home-refined .utility-inner{max-width:none;width:94%;position:relative}
.home-refined .utility-links{gap:0}
.home-refined .utility-links>a{font-size:16px;font-weight:400;padding:0 18px}
.home-refined .country{font-size:16px;color:#004086}
.h-country-wrap{position:relative;margin-left:auto;align-self:stretch;display:flex;align-items:center}
.h-country-list{position:absolute;right:0;top:100%;width:200px;background:white;padding:14px 0;box-shadow:0 8px 20px #00000008;z-index:50;max-height:calc(100dvh - 50px);overflow-y:auto}
.h-country-list[hidden]{display:none}
.h-country-list a{display:flex;gap:8px;align-items:center;padding:12px 28px;font-size:14px;line-height:1.2;color:#555}
.h-country-list a:hover,.h-country-list a:focus-visible{color:#ff8200;background:#fafafa}
.h-country-list .h-country-flag{font-family:Arial,sans-serif;font-size:14px;line-height:1}
@media(min-width:1600px){.home-refined .utility-inner{height:44px}.home-refined .main-nav{height:56px}.home-refined .h-logo{padding-left:2.5%}.home-refined .h-logo img{width:145px}.h-hero{max-height:none}.h-quick{margin-top:-42px}}
@media(min-width:992px){.h-hero-navigation{bottom:7.8%}.home-refined .chat-toggle{background:#ff8200;font-size:18px;padding:18px 22px}.home-refined .utility-links>a{padding:0 clamp(9px,1.05vw,20px)}}
@media(min-width:992px) and (max-width:1190px){.home-refined .utility-links>a,.home-refined .country{font-size:13px}.home-refined .utility-links>a{padding:0 9px}}
@media(max-width:991px){.home-refined .country{font-size:13px}.h-country-list{width:200px}.home-refined .utility-inner{width:94%}}
/* Centered, four-column reference mega menu. */
.h-mega{position:absolute;top:100%;left:10.5%;right:10.5%;z-index:60;background:#fff;box-shadow:0 25px 35px #0002;animation:h-mega-enter .22s ease-out;max-height:calc(100dvh - 110px);overflow:auto;color:#444}.h-mega[hidden]{display:none}.h-mega-heading{padding:16px;background:#f1f1f1;display:flex;align-items:center;justify-content:space-between}.h-mega-heading h2{font-size:22px;line-height:28px;font-weight:400;margin:0}.h-mega-heading button{font-size:24px;color:#777;padding:0 6px}.h-mega-body{display:flex;min-height:370px}.h-mega-categories{flex:0 0 25%;padding:24px 18px;max-height:370px;overflow:auto}.h-mega-category{display:block;position:relative;width:100%;text-align:left;padding:11px 22px 11px 14px;font-size:15px;color:#444;line-height:1.2;isolation:isolate}.h-mega-category:after{content:'›';position:absolute;right:9px}.h-mega-category:before{content:'';position:absolute;inset:0;background:#f1f1f1;transform:scaleX(0);transform-origin:left;transition:transform .4s;z-index:-1}.h-mega-category:hover:before,.h-mega-category.is-selected:before{transform:scaleX(1)}.h-mega-category.is-selected{color:#eb7824}.h-mega-detail{flex:1;min-width:0;display:grid;grid-template-columns:40% 30% 30%;padding:24px 16px;box-shadow:-10px 0 20px #00000018;gap:0}.h-mega-products{max-height:322px;overflow:auto;padding-right:15px}.h-mega-products a{display:block;padding:9px 12px;font-size:14px;line-height:1.3}.h-mega-products a:hover{color:#eb7824;background:#f4f4f4}.h-mega-description{padding:0 16px}.h-mega-description h3{color:#eb7824;font-size:32px;font-weight:300;line-height:1;margin:0 0 16px}.h-mega-description p{font-size:16px;line-height:1.5;margin:0 0 20px}.h-mega-description>a{font-size:14px;color:#eb7824}.h-mega-promo{padding:0 12px}.h-mega-promo img{width:100%;height:135px;object-fit:cover}.h-mega-promo p{font-size:14px;line-height:1.5;margin:12px 0}.h-mega-promo a{display:inline-block;background:#eb7824;color:#fff;padding:9px 14px;font-size:14px}.h-mega-footer{display:flex;align-items:center;gap:24px;padding:14px 28px;border-top:1px solid #eee;font-size:14px}.h-mega-footer strong{margin-left:auto;color:#eb7824}.home-refined #desktopNav .nav-group:has(.is-mega-open):after{content:'';position:absolute;bottom:0;left:0;right:0;height:4px;background:#eb7824;animation:h-underline .4s ease-out}.home-refined .utility-links a{position:relative}.home-refined .utility-links a:hover:before{content:'';position:absolute;left:0;right:0;top:-14px;height:4px;background:#eb7824;animation:h-underline .4s ease-out}@keyframes h-underline{from{transform:scaleX(0);transform-origin:left}to{transform:scaleX(1);transform-origin:left}}@keyframes h-mega-enter{from{opacity:0;transform:translateY(-8px)}to{opacity:1;transform:translateY(0)}}@media(prefers-reduced-motion:reduce){.h-mega,.home-refined #desktopNav .nav-group:after{animation:none}.h-mega-category:before{transition:none}}@media(max-width:1190px){.h-mega{left:5%;right:5%}.h-mega-promo{display:none}.h-mega-detail{grid-template-columns:55% 45%}.h-mega-description h3{font-size:26px}}

.h-iam-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;padding:28px}.h-iam-grid a{position:relative;overflow:hidden;background:#f4f4f4}.h-iam-grid img{width:100%;height:145px;object-fit:cover;transition:transform .5s}.h-iam-grid a:hover img{transform:scale(1.05)}.h-iam-grid h3{font-size:18px;font-weight:400;padding:12px;margin:0}.h-iam-grid span{display:block;background:#eb7824;color:white;padding:9px 12px;font-size:14px}

/* Consistent panel alignment across every desktop navigation category. */
@media(min-width:992px){
.h-mega{display:grid;grid-template-rows:auto minmax(0,1fr) auto;overflow:hidden}
.h-mega[hidden]{display:none}
.h-mega-heading{padding:18px 20px;min-height:66px}
.h-mega-heading h2{font-size:24px;font-weight:500}
.h-mega-body{min-height:0;height:394px;max-height:calc(100dvh - 240px)}
.h-mega-categories{padding:32px;max-height:none;height:100%;scrollbar-width:thin;scrollbar-color:#f58220 #f1f1f1}
.h-mega-category{padding:12px 24px 12px 16px;font-size:16px;line-height:1.35}
.h-mega-category:after{right:16px}
.h-mega-category:not(.has-children):after{content:none}
.h-mega-detail{grid-template-columns:40.833333% 29.166667% 30%;padding:28px 24px;overflow:auto;align-items:start}
.h-mega-products{padding:0 16px 0 0;max-height:100%;scrollbar-width:thin;scrollbar-color:#f58220 #f1f1f1}
.h-mega-products a{padding:11px 16px;font-size:16px}
.h-mega-description{padding:0 20px 0 16px;min-width:0}
.h-mega-description h3{font-size:36px;line-height:1.05;margin:2px 0 24px;overflow-wrap:break-word}
.h-mega-description p{font-size:18px;line-height:1.5;margin:0;white-space:pre-line}
.h-mega-description>a{display:none}
.h-mega-promo{display:block;padding:0 12px;min-width:0}
.h-mega-promo img{display:block;width:100%;height:auto;object-fit:contain}
.h-mega-promo p{font-size:16px;line-height:1.5;margin:8px 0 12px}
.h-mega-promo a{font-size:18px;padding:10px 15px;background:#ff8200}
.h-mega-footer{min-height:50px;padding:0 32px;gap:34px;border-top:0;font-size:16px}
.h-mega-footer>a{display:flex;align-items:center;gap:10px;white-space:nowrap}
.h-mega-footer svg{width:24px;height:24px;fill:none;stroke:#ff873b;stroke-width:1.8}
.h-mega-footer strong{font-weight:500;align-self:stretch;display:flex;align-items:center;position:relative;padding-left:28px}
.h-mega-footer strong:before{content:'';position:absolute;left:8px;top:0;bottom:0;width:3px;background:#ff873b;transform:skew(-18deg)}
.home-refined #desktopNav:has(.is-mega-open) .nav-group:has(>a[aria-current]):not(:has(.is-mega-open)):after{display:none}
.home-refined #desktopNav .is-mega-open{color:#222}
.home-refined #desktopNav .nav-group:has(.is-mega-open){background:#f1f1f1}
.h-iam-grid{overflow:auto;min-height:0}.h-iam-grid img{height:auto;aspect-ratio:303/254;object-fit:cover}
}
@media(min-width:992px) and (max-width:1190px){.h-mega-categories{padding:22px 12px}.h-mega-detail{padding:24px 12px}.h-mega-category,.h-mega-products a{font-size:14px}.h-mega-description{padding:0 12px}.h-mega-description h3{font-size:27px}.h-mega-description p,.h-mega-promo p{font-size:14px}.h-mega-footer{gap:20px;font-size:14px}}
@media(min-width:992px){.h-mega-description h3{font-size:clamp(23px,2.083333vw,36px);overflow-wrap:normal}.h-mega-description p{font-size:clamp(15px,1.041667vw,18px)}}
/* Explore cards: always-visible blue panels, matching the reference section. */
.h-explore{padding:60px 0 100px}
.h-explore .h-section-intro h2{color:#004086;font-size:36px}
.h-explore .h-section-intro>p{font-size:18px;line-height:1.6;max-width:720px;margin-left:auto;margin-right:auto}
.h-explore-grid{gap:38px;margin-top:32px;align-items:stretch}
.h-explore-card{display:grid;grid-template-rows:350px minmax(190px,auto);height:auto;min-height:540px;background:transparent;overflow:visible;isolation:isolate}
.h-explore-card>img{grid-column:1;grid-row:1;width:100%;height:350px;object-fit:cover;transform:none!important}
.h-explore-card>div{grid-column:1;grid-row:1/3;align-self:end;position:relative;inset:auto;width:95%;min-height:0;margin:0;padding:30px 32px 28px 28px;background:#ff8200;color:white;transform:none!important;transition:none;clip-path:polygon(0 0,100% 0,97% 100%,0 100%);isolation:isolate}
.h-explore-card>div:before{content:'';position:absolute;inset:0 6px 0 0;background:#004086;clip-path:polygon(0 0,100% 0,97% 100%,0 100%);z-index:-1}
.h-explore-card h3{font-size:25px;font-weight:700;color:white;line-height:1.45;margin:0 0 18px}
.h-explore-card p{font-size:18px;line-height:1.6;color:white;opacity:1;margin:0 0 26px}
.h-explore-card .h-button{font-size:18px;color:white;border:2px solid white;padding:10px 14px;min-height:46px}
.home-refined .back-top{width:36px;height:40px;right:30px;bottom:100px;background:white;color:#ed7926;box-shadow:0 5px 24px #0002;display:grid;place-items:center}
.home-refined .back-top svg{width:18px;height:18px;fill:none;stroke:currentColor;stroke-width:2.5}
.home-refined .chat-toggle{right:22px;bottom:10px;padding:17px 22px;border-radius:0 36px 36px 36px;background:#ff8200;font-size:20px;line-height:1.2;font-weight:500}
@media(min-width:1600px){.h-explore .h-container{max-width:1140px}.h-explore-grid{gap:38px}}
@media(max-width:991px){.h-explore-grid{gap:20px}.h-explore-card{grid-template-rows:280px minmax(190px,auto);min-height:500px}.h-explore-card>img{height:280px}.h-explore-card>div{padding:22px 24px 24px 20px}.h-explore-card h3{font-size:21px}.h-explore-card p,.h-explore-card .h-button{font-size:16px}}
@media(max-width:600px){.h-explore{padding:43px 0 60px}.h-explore .h-section-intro h2{font-size:27px}.h-explore .h-section-intro>p{font-size:15px}.h-explore-grid{grid-template-columns:1fr;gap:34px}.h-explore-card{grid-template-rows:300px minmax(160px,auto);min-height:460px}.h-explore-card>img{height:300px}.h-explore-card>div{width:95%}.home-refined .chat-toggle{font-size:15px;padding:14px 18px;right:12px;bottom:10px}.home-refined .back-top{right:20px;bottom:80px}}
/* Reference helpful-tool tiles and blue footer, homepage only. */
.h-helpful{background:#fff;color:#555;padding:40px 0 86px}
.h-helpful .h-container{width:calc(100% - 48px);max-width:1140px}
.h-helpful h2{font-size:22px;font-weight:500;margin:0 0 20px;line-height:26px}
.h-helpful .h-container>div{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:19px;overflow:visible}
.h-helpful a,.h-helpful a:last-child{border:4px solid #cdd8e8;min-width:0;height:151px;padding:19px;display:flex;flex-direction:column;align-items:flex-start;justify-content:space-between;color:#555;font-size:20px;line-height:1.4;white-space:normal;transition:background .2s,border-color .2s,color .2s}
.h-helpful a img{width:46px;height:44px;object-fit:contain;object-position:left center}
.h-helpful a:hover,.h-helpful a:focus-visible{background:#004086;border-color:#004086;color:white}
.home-refined>footer{background:#004086 url('assets/home/footer-bg.svg') no-repeat right bottom;background-size:auto 100%;color:white;border:0;padding-top:80px}
.home-refined>footer>.wrap{width:calc(100% - 48px);max-width:1140px}
.home-refined>footer .footer-grid{grid-template-columns:repeat(5,minmax(0,1fr));gap:42px;padding:20px 0 48px;align-items:start}
.home-refined>footer .footer-grid h4{font-size:18px;line-height:1.3;color:white;font-weight:500;margin:0 0 22px}
.home-refined>footer .footer-grid a{color:#ccc;font-size:14px;line-height:1.3;padding:0;margin-bottom:22px}
.home-refined>footer .footer-grid a:hover{color:white;text-decoration:underline}
.home-refined>footer .h-footer-contact{color:#ddd;border:1px solid #ffffff60;padding:20px;margin:0 0 24px}
.home-refined>footer .h-footer-contact strong{color:white}
.home-refined>footer .footer-bottom{color:white;border-color:#ffffff40}
.home-refined>footer .footer-bottom .logo{color:white}
.home-refined>footer .copyright{color:#ccc;padding-bottom:26px}
@media(max-width:1190px){.h-helpful .h-container>div{display:flex;overflow-x:auto;padding-bottom:12px;scroll-snap-type:x mandatory}.h-helpful a,.h-helpful a:last-child{flex:0 0 176px;scroll-snap-align:start}.home-refined>footer .footer-grid{gap:26px}}
@media(max-width:600px){.h-helpful{padding:30px 0 40px}.h-helpful .h-container,.home-refined>footer>.wrap{width:86%}.h-helpful h2{font-size:22px}.h-helpful a,.h-helpful a:last-child{font-size:18px;padding:18px;height:151px}.home-refined>footer{padding-top:28px;background-size:auto 100%}.home-refined>footer .footer-grid{display:block;padding:0 0 28px}.home-refined>footer .footer-grid>div{border-color:#ffffff40}.home-refined>footer .footer-grid .h-footer-toggle{color:white;font-size:16px}.home-refined>footer .footer-grid h4{display:none}.home-refined>footer .footer-grid a{margin:0;padding:8px 0 12px}.home-refined>footer .h-footer-contact{padding:18px}.home-refined>footer .footer-bottom{padding:15px 0}}

.h-helpful a,.h-helpful a:last-child{font-size:18px}.home-refined>footer{background-size:55% auto}